Different Types of Business Insurance in St. Augustine Area

by | Aug 11, 2020 | Insurance

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Similar to a person’s personal assets, a business owner will want to take the precautionary steps needed to ensure that their business is covered during unexpected events. With many different insurance policies available to choose from, individuals are encouraged to speak with an insurance agent in order to determine which options best suit their needs. In addition to the type of coverage, individuals will also need to evaluate their needs to figure out what amount of coverage is ideal. Thankfully, there are many local insurance agents eager to assist and make it their priority to helping their clients feel confident with their insurance coverage choices.

There are a large number of policies for business insurance in St. Augustine available. In most cases, it is advised that a business owner obtains more than one policy in an effort to ensure that everything is protected. Some of the most common forms of business insurance include:

  1. Worker’s Compensation
  2. Commercial Auto Insurance
  3. Business Owner’s Policy, also known as BOP
  4. Directors and Officers Insurance
  5. Property Insurance
  6. General Liability Insurance
  7. Professional Liability Insurance
  8. Data Breach Insurance
  9. Life Insurance (for officers, owner, and sometimes the employees)

An insurance agent will not only be able to professionally asses a person’s business insurance needs, but they will also make it their mission to offer affordable, high quality products. Another perk of choosing a reputable insurance agent is the piece of mind that can be gained when a claim needs to be made. The agent will make the process as easy as possible. In addition, there are several different payment options available, which can be catered to each specific case.

Business insurance in St. Augustine is not only mandatory for businesses, it also provides a certain level of security for both employees and business owners. In order to be properly covered, it is important that individuals speak with an insurance agent. They will be able to give their professional opinion as to what insurance coverage is needed for the specific business type and help them acquire their policy with ease. With many different options available to choose from, every aspect of the company can be covered during unexpected times of need.

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