Unfortunately for many workers in MN that are injured on the job, myths and misunderstandings about Workers’ comp may actually prevent them from seeking the compensation they deserve. Often these myths are old and outdated, or they may also be misleading information provided by people who are trying to limit the claims in the workplace.
In MN, as well as throughout the rest of the states in the United States, Workers’ Compensation is an insurance policy that is designed to provide compensation to people injured at work and on the job. In some cases, medical conditions and diseases that occur on the job, but that are not considered injuries, are also covered by the policy.
Myth: Filing Means Firing
An employer cannot, under the law, fire an employee for filing a Workers’ comp claim. In fact, the employer cannot target or treat the employee differently due to the claim for any reason. This includes limiting the number of work hours, cutting pay or benefits or other types of punitive or retaliatory behaviors.
If you are fired after filing a claim, talk to a specialized Workers’ Compensation attorney. These professionals can not only assist you with the claim but also in getting compensation for the termination.
Myth: Pre-Existing Conditions Make it Impossible to Get a Settlement
A pre-existing condition does not limit your ability to file a Workers’ comp claim and receive a settlement. It can make it more difficult, and working with an experienced Workers’ Compensation lawyer can ensure you have the required documentation on the current injury to prove your case.
Myth: A Denial is the Final Word
It is very common for a claim for Worker’s Compensation to be initially denied. This is often a case of errors on the claim, missed information or not providing the necessary medical records and information.
If your claim is denied, talking to an attorney specializing in Workers’ Compensation cases can help you to appeal the denial and move forward with your case.