Posted in Insurance

Why You Need Homeowners Insurance

Why You Need Homeowners Insurance Posted on August 27, 2019

If you do not have homeowners insurance Jacksonville, then you should consider getting it. Your home is likely your most valuable investment. One of the best things that you can do to protect is to get homeowners insurance. There are several reasons that you should get homeowners insurance in Jacksonville.

It may be Required by Your Mortgage Company

Most lenders require that you have homeowners insurance. Homeowners insurance not only protects you but it also protects the lender from loss. If you do not purchase your own policy, then the company is likely to purchase a policy for you. This will be added to your monthly mortgage payment.

Protects Your Home

If your home is damaged by fires, vandalism, natural disaster and theft, then it will be covered by your insurance. It doesn’t matter whether your entire home is damaged.

A homeowners insurance policy will prevent you from having to foot the bill for these things. You will be able to save a lot of money by having home insurance.

Protect Your Personal Belongings

Your personal belongings are covered by home insurance. It is also important to note that your belongings are also covered when you are not at home. For example, you go on vacation and take your laptop. It is stolen. Your homeowners insurance will still cover this.

Liability Protection

If someone gets injured on your property, then they can sue you. Even if someone trespasses on your property and gets hurt, you can still be sued. For example, the neighborhood kid comes to your home and falls into your pool. You can still be sued. The good news is that homeowners insurance also offers liability protection.

If you need homeowners insurance Jacksonville, then you can contact Johns Insurance Agency for more information.

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