It is estimated that 31 percent of Americans are struggling to manage their finances. The good news is that if you are struggling financially, then you can get credit counseling. There are several signs that indicate you need credit counseling in Rockledge, FL.
You Are Living Check to Check
Nearly half of Americans are living check to check. In fact, many people would not be able to cover a $400 emergency expense. Credit card debts and loans can make it harder for you to pay your bills. A credit counselor can help you set a budget so that you will have an easier time making payments and saving money.
You Keep Making Late Payments
One late payment can cause the interest rates on your credit card to go up. That is why if you find yourself frequently missing payments, then you will need to get credit counseling. It is also important to note that late payments will cause your credit score to decrease.
You Fear Debt Collectors
Debt collectors can be aggressive. They can call you several times a day. They can also send you several letters in the mail. If you are tired of dealing with debt collectors, then it is time for you to get credit counseling in Rockledge, FL.
You Don’t Know Your Credit Score
It can be hard to improve your credit if you do not know where you stand. Your credit score tells you a lot about your personal finances.
If you are in need of credit counseling in Rockledge, FL, then you can contact G.I. Tax Services at .